Finance

7 Steps to Estimating How Much Money Is Enough to Retire

One of the most troubling thoughts when it comes to retiring is probably the “Do I have enough money?” Even people who have been saving for all their lives aren’t quite sure whether they will have enough money to be able to live well if they retire. And this is completely normal, because things change over time and without a …

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4 Clever Tips For People That Just Can’t Seem To Save Any Money

Saving money isn’t always an easy thing to do, especially when you’re earning just enough money to survive. However, there are people who are earning more than that, and they still spend all their pay checks each month. There is always something we need, always something that requires money being spent. Why should we save for the future when we …

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When to Call for a Car Accident Lawyer?

If you’ve had a car accident and nobody was hurt, there is probably no need to call a car accident lawyer. However, if you or someone who was with you in the car was injured in the accident, particularly if the injures are permanent or they caused inability to go to school or work for a significant amount of time, …

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5 Richest Black Billionaires

Of 1,826 billionaires in the world, only 11 of them are black. And even though some were born wealthy, others have had to fight through mud to earn their status. Their inspirational stories may just show you that anything is possible. Interestingly enough, only three of these 11 people are women but the numbers are growing every year. Here are …

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The Most Lucrative Jobs for College Students

College days are definitely not easy. Especially having in mind how much tuitions cost these days. Because of it, most students have major debts even before graduating. To make matters worse, college days are the days when you should truly enjoy life. It’s a time for parties, for getting to know new places and doing new things. And nothing of …

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This 53-Year Old Is Making $25 Million a Year from Selling Other Peoples’ Stuff

The Internet is vast with many opportunities and one click at a time eBay has turned into a $10 billion dollar industry which serves as an outlet for many perspective retailers who wish to build a small business empire of their own. One of these retailers is Linda Lightman, an attorney turned mom turned eBay guru. Over the years she …

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6 Ways in Which a Student Loan Can Ruin Your Life

Parents have always tried to prepare for the inevitable time when their children have to attend college. It is both a proud and scary moment for parents because attending college is a great accomplishment in their eyes and also means bigger expenses that the family might not be able to afford. So the most natural solution that they can think …

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Top 5 Worst States In the US To Retire In

Retirement is something that we all look forward to especially after putting in millions of hours in back-breaking and head-splitting work. Retirement is the time when you can relax and reap the fruits of your labor. It is the time for you to enjoy travelling, spending quality time with your grandchildren or even getting to know other people whom you …

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How to Save Money When You’re a Single Parent

It’s not easy raising a kid. It’s not easy when both parents are there to do it. It’s definitely harder when you’re taking on the responsibility by yourself. On top of the many challenges, financial support can also be an issue. Whether you’re a single mom who isn’t getting the support of the father of your child, or a young …

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6 Ways to Make the Most Out of Refinancing

When you’re paying for mortgage, every other living expense pales in comparison. After all, you can go hungry for a day or two, but nothing’s worse than not having a roof over your head. However, mortgage payments aren’t necessarily cheap. This is why many homeowners are perpetually looking for opportunities to reduce payments. And of course, when they find it, …

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